What Is the Best Stablecoin? Top 5 for Crypto Investors

Stablecoin is known to perform an important role of being an intermediary store of value

A stablecoin is a cryptocurrency that is pegged to a “stable” reserve asset like the U.S. dollar or gold. Stablecoins are designed to reduce volatility relative to unpegged cryptocurrencies like Bitcoin. Cryptocurrencies are valuable, but many crypto investors don’t like their price fluctuations. Stablecoins are global and can be sent over the internet. They’re easy to receive or send once you have an Ethereum account. Demand for stablecoins is high, so you can earn interest for lending yours. Make sure you’re aware of the risks before lending. Stablecoin is exchangeable for ETH and other Ethereum tokens. Lots of DAapps rely on stablecoins. Stablecoin is secured by cryptography. No one can forge transactions on your behalf. This article features the top 5 stablecoins for crypto investors to buy in 2022.

 

Tether

Tether is a cryptocurrency that is hosted on the Ethereum blockchain with tokens issued by Tether Limited, which in turn is controlled by the owners of Bitfinex. Tether is called a stablecoin because it was originally designed to always be worth US$1.00, maintaining $1.00 in reserves for each tether issued.

 

USD Coin

USD Coin is a digital stablecoin that is pegged to the United States dollar. USD Coin is managed by a consortium called Centre, which was founded by Circle and includes members from the cryptocurrency exchange coinbase and Bitcoin mining company Bitmain, an investor in Circle.

 

Binance USD

The Binance USD stablecoin was founded by Paxos and Binance to create a cryptocurrency that would be backed by the US dollar. A key characteristic of BUSD is that one unit of BUSD is equivalent to one US dollar. To support this value, Paxos holds an amount of US dollars that is equal to the total supply of Binance USD.

 

Dai

DAI is a stablecoin like USDT or USDC, price of DAI will always be near to $1 so if you want to keep your money in crypto and its value remains at US$1 then yes, it is safe investment. It is a cryptocurrency that aims to keep its value as close to one United States dollar as possible through an automated system of smart contracts on the Ethereum blockchain.

 

Terra

The TerraUSDstablecoin was launched in 2020, with an interesting way to maintain its peg of one UST per dollar. Its supply will algorithmically change based on Terra’s native LUNA token’s price and supply, to cause an equilibrium that will keep its value. While it can be used for payments and trade, it is better known for DApps with DeFi services, and the Anchor Protocol that allows for deposits to earn rewards/yields passively.

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